• Since the Bank determines what your house is worth, why would the bank do anything but wait for the foreclosure, collect the mortgage insurance, … that you paid for each month,… and have the Feds tell the Mint to print cold hard cash and give to to them, …then take your house too. Any American that ask for refinance is just saying to any bank that they are dead beats that can not afford to do business with the Bank. Why would ANY Bank believe in mutual support of others when it can serve its own self interest instead?
  • Maybe the Federal Reserve will eventually understand is that it is FINANCIALLY PRACTICAL FOR THE UNDERWATER HOMEOWNERS TO STOP PAYING THE MORTGAGES AND LIVE RENT FREE… If your House is worth much less than the mortgage, why refinance? You will only gain a few dollars in Monthly Note Reduction and the REFINANCING FEES WILL EAT THE SMALL SAVINGS. THEN AFTERWARDS YOU STILL HAVE TO DEAL WITH THE LOSS IN EQUITY. If you stop paying the mortgage at least you have that huge monthly cashflow until foreclosure happens (maybe 18 months…). So what if your credit is damaged! YES, I KNOW THAT IS NOT THE AMERICAN WAY, BUT TELL THAT TO THE BANKING CROOKS THAT GOT US IN THIS MESS. If you want to get a job in another State you can rent and then move without the hassle of having to SELL A HOUSE. ONLY THE REALTORS AND TITLE COMPANIES PROFIT…
  • Lending has to be strict to prevent another housing bubbles. Don’t they understand? And also if one doesn’t have a job, how can the bank approve the loan? It is a very tough time right now, but in the long run, people will be used to the strict lending and start living within their means. The government needs to stop blaming the banks for that and start curbing bank risk taking and remove some of the stupid regulations that are killing jobs.
  • Lending Standards should be strict! PEOPLE SHOULD RENT IF they do not have enough DISPOSABLE INCOME AND A GOOD EQUITY DOWNPAYMENT(including Closing Costs) to BUY A HOUSE. If a mortgage is not paid the Foreclosure should happen in a legal manner.
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These geniuses should realize that horse racing is in a serious decline in this country already. Tracks are losing patrons to casinos. The takeout is already too high which is also helping to drive away patrons. Only a sucker would gamble in an online casino. The house advantage always wins out no matter how small it is. The longer you play, the better the law of averages will wipe you out.

But if it brings in tax revenue then I guess it’s okay (sarcasm).

Cheesebag, I’m not really in favor of Local Governments getting into the businesses of Brothels and Narcotics… I’m just trying to show how gluttony and immoral they’ve become to be considering making money off Gambling to fund their Govt. Employee mutli-million$ pensions. THEY’LL DO ANYTHING. Basically they’re moving in on what the Mob used to do.

Your point about illegals and foreigners coming here to do the same is true. Our country has gone way downhill. Even that African-Guinean woman who accused the French IMF Chief DSK of raping her in the hotel — turned out she had $250,000 of drug money deposited in her name around the USA. YET SHE’S STILL NOT PROSECUTED? Plus she’s living in Govern. Subsidized housing in the Bronx, supposed to be for people with AIDS — she lied about that too. So many of these foreigners come here to live off rest of us.

To invest in stocks, one has to have a brokerage account set up. Perhaps to gamble online, one should have to have a gambling account set up, with legal requirements for similar or better screening to keep out the gambling addicts and those who don’t have the financial resources to risk on gambling. That would take care of a lot of the critics’ complaints about gambling while making it available for those who can afford it and who won’t get out of control with it. continue reading »

S&P and USD

Aug 9, 2011

If the US dollar gets replaced as the reserve currency. What do you think will happen? I think America in it’s present condition will never recover. The exit from wall st. will be at warp speed. The Corporations of America will buy an island & form their own country & their own banks with no taxes or benifits for any of them to pay. No member of congress can even visit the island. America will collapse, the wars will end, the defense budget will be cut to the bone & troops will be recalled from everywhere in the world unless the countries there in want to pay for them. We will become Mexico overnight without the drug cartels. SS, Medicare & medicaid will all be cut along with every other Federal program. States will go bankrupt. The Great Depression will reoccur in a more devastating way, because our population is much larger then in the 1930′s. The collapse of a three trillion economy will put the rest of the world in recession & depression also. Gee this sounds like the making a crazy movie. But all the guns & ammo you can your goner need them.

It is probably a blessing in disguise that this downgrade of US debt credit has come about now. The Fed induced QE sham to raise stock market asset values, over the last 2.5 years, has finally come face to face with reality. Bottom line: The economy STILL sucks and Fed QE only covered up the true poor state of the real economy.
Unfunded sovereign and consumer debt were always the main factors for the economic crash in 2008. When debt exceeds “revenue and income” the final result will be default. Maybe the USA and world will learn this very basic economic rule now? Debt must be paid off before true growth GDP can be attained. Only the drastic reduction of sovereign and consumer debt will fix the economic problems we now face!

Selling tornado?

Aug 8, 2011

Selling climax? Wow Mr. Rogers that comment is almost as stupid as your tie. I believe that the selling has just started. All 3 major US stock indexes just broke the neck line of their respective head and shoulders patterns Thursday.
The global economy is hanging on by a thread and it’s cheap thread made in China. Every major country has an incredible amount of debt (China seems to have far more than they are reporting and maybe even aware of) and entirely too many banks, governments and large corps have purchased that debt. It’s a house of cards that will come tumbling down and I believe it has just started.
Mr. Rogers I believe you are far smarter than that and I believe you are being disingenous which is not very neighborly. Mr. Rogers, don’t be my neighbor.

 

You never buy quality stocks during a deep correction, just stay in cash wait for stock prices to rise sharply then you buy right bloggers or should i say “mindless morons?”